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Quick ratings agency update. Al Franken has introduced an amendment that reforms the way ratings agencies compete for business. Dave Dayen explains.  Meanwhile, over at Rortybomb, former Moody’s director Jerome Fons suggests that this is a good idea but not a sufficient one. He wants to remove the regulatory reliance on ratings and then crowdsource ratings by making the details of every security public knowledge. You can read the whole thing here.

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