Chart of the Day: Employer-Based Health Insurance is Going the Way of the Dodo

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Via Paul Krugman and Reed Abelson, here’s a chart from the National Institute for Health Care Reform. Over the past decade, the number of Americans with employer-sponsored health insurance has dropped from about 70% down to nearly 50%. Note that this is for the non-elderly only, so it’s not due to the aging of society or the growth of Medicare. This is working-age people only. As Krugman says, our weird employer-based health insurance scheme is “coming apart at the seams.”

Most Americans simply have no clue how bizarre it is that we rely on employers to provide health insurance for most people. We’ve all grown up in this sytem, so it seems completely normal. But it’s not. It happened through a weird combination of historical accidents, and it makes no sense. Why should an airplane manufacturer also be in the healthcare business? Why should you lose your health insurance if you get laid off? Why should your choice of doctor be limited by your employer’s choice of insurance carrier? (And why should it change whenever your employer decides to change carriers?) Why should your boss be allowed to dock your paycheck if you don’t get the medical “counseling” he deems necessary? (Yes, this is real. And it’s rapidly making its way to a corporation near you.)

It. Makes. No. Sense. And dozens of countries around the world have shown that there are better, less expensive, more universal ways of providing medical care. It is truly a mystery that we still put up with the archaic, Rube Goldberg mess that passes for health insurance in this country. If the red trendline I added to the NIHCR chart turns out to be accurate, maybe we won’t for too much longer.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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