How to Spend Less So You Can Afford to Save More

Thermometer Test

Right now is no time to come up short.

It's time to fight like hell for a democracy where minority rule cannot impose an extreme and cruel agenda, where the Big Lie is called a Big Lie, where facts matter, and where accountability at the polls and in the press has a fighting chance. We have our work cut out for us, and we urgently need to raise about 400,000 by Thursday, June 30, to finish our fiscal year on track and give it everything we possibly can. Please help us get there with a donation if you can right now.

$1,150,000

$1,350,000

Right now is no time to come up short. It's time to fight like hell for a democracy where minority rule cannot impose an extreme and cruel agenda, where facts matter, and where accountability at the polls and in the press has a fighting chance. We have our work cut out for us, and we still need to raise upwards of 400,000 by June 30 to give it everything we can. Please help:

Fight disinformation: Sign up for the free Mother Jones Daily newsletter and follow the news that matters.

Thanks to Harold Pollack, personal finance index cards are all the rage. Today, the New York Times even has an index of popular index cards. Many of them share the same suggestions: pay off your credit cards, max out your 401(k), invest in low-load index funds, etc.

This is excellent advice. But how do you do it? Where do you get the money for this? For that, you need Kevin’s pre-index card. Not everything here works for everyone, but most of them will comfortably reduce daily expenses for most people without too much angst. And you can add your own ideas in comments. Enjoy!