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In the past, I have whined at great length about the fact that most new chip-based credit cards are chip-and-signature. This is both insecure—anyone can scrawl a signature—and incompatible with card readers in Europe. But the boffins who run our banks figured that Americans were too dumb to remember a PIN for their credit cards, so chip-and-signature it was.

However, my Wells Fargo debit card claims to be chip-and-PIN. Is it really? Today at the supermarket, a little sign told me that their card reader now accepts chip-based cards. So I stuck in my debit card. A few seconds later it asked for my PIN. Be still my heart! I entered it, and the transaction was approved.

So I can now report definitively that at least one debit card is true chip-and-PIN. And quite handily, the PIN is the same as the PIN for getting cash from the ATM, so it’s easy to remember. Thanks, Wells Fargo!

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In “TITLE TK” Monica Bauerlein writes about the perilous moment we’re in, and why it’s so important that we raise $325,000 by the time November’s midterms are decided so we can be ready to throw everything we have at the big issues facing the nation no matter what happens. Please help MoJo’s people-powered journalism with a donation today.

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Fact:

In-depth journalism that investigates the powerful takes real money and is so damn important right now.But it doesn’t take a Mother Jones investigation to know that billionaires and corporations will never fund the type of reporting (like they do politicians) we do that exists to help bring about change. Instead, our mission-driven journalism is made possible by people power, and has been for 46 years now since our founding as a non-profit.

In “TITLE TK” Monica Bauerlein writes about the perilous moment we’re in, and why it’s so important that we raise $325,000 by the time November’s midterms are decided so we can be ready to throw everything we have at the big issues facing the nation no matter what happens. Please help MoJo’s people-powered journalism with a donation today.

$400,000 to go!

payment methods

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