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Kids vs. credit

What to pay first: child support or the credit card bill? A bill before Congress would make that question even tougher by restructuring bankruptcy laws to allow credit card companies to recoup more of debtors’ income, reports TOMPAINE.COM.

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Current bankruptcy law prioritizes payments like child support for debtors, while either cancelling or delaying payment on high-interest, short-term debt like credit card bills. That’s an important consideration, given that one in every seven debtors who files for bankruptcy is paying child support. The new laws would leave consumers with more credit card debt after an individual declares bankruptcy, therbey making payments on previously nondischargeable debts like child support more difficult to make.

Other parts of the bill would effect working families, small-business owners, and laid-off employees. Credit card companies and banks favor the new legislation, and were among President Bush’s highest campaign donors.

Read the TOMPAINE.COM article here.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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